Terrance Amen AKA Terrance Heyward
Is the author and founder of FBC, Family Business Circle LLC
WHAT WE DO
Terrance developed the FBC Plan to help families, businesses, churches, and member organizations identify and stop what he calls the "Million Dollar Wealth Leak" by creating family businesses, building family banking systems, and redirecting everyday spending into wealth-building opportunities. His mission is to help families create financial independence and generational wealth through ownership, financial education, and strategic money management.
Background:• Self-educated through 200+ books in mindset, health, history, business, wealth, marketing, and investing• No formal academic degree, but serious intellectual commitment through deliberate study• Applied knowledge through real-world business experience
What He’s Built: The Family Business Circle (FBC) framework integrates three proven wealth-building strategies used by wealthy people and corporations for over 100 years:1. Business Ownership - Creates tax savings and new revenue streams2. High Cash Value Whole Life Insurance - Wealth preservation tool; used by corporations, banks, and the wealthy for tax efficiency and interest management3. Consumer Spending Leverage - Capitalizes on the 70% of GDP driven by consumer spending (optional network marketing component)
Role & Credibility:• Not an innovator claiming new discoveries - Identified proven strategies already used separately• A systematizer & strategist - You integrated three existing tools into one cohesive, accessible framework• A practical guide - Removed the complexity and made wealth-building strategies available to everyday people
Why This Works:• Grounded in century-old proven methodology• Accessible positioning (not theoretical or academic)• Removes barriers between what wealthy people do and what regular people can access• Simplicity and clarity as competitive advantages
Bottom Line: Not ranking on credentials or innovation. Ranking on understanding how wealth actually works and making it simple for others to replicate.
