What's inside
How to use the money you're already spending to create generational wealth.
How to create generational wealth in the shortest time.
How to turn liabilities into assets.
The benefits of having a family business.
How to raise money for your family business.
How to get your family to see the benefits of utilizing the information in this book.
How athletes, entertainers, and high networth individuals can benefit from FBC, and much more.
*** Watch presentation video below to see how families, churches, businesses, and member organizations can create generational wealth! For questions, go to FAQ page. For business inquires click on link. business@familybusinesscircle.com
Welcome to FBC Video
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What People are Saying
FBC: Family Business Circle will empower you and your family to use the money you are already spending to build financial freedom and generational wealth! The book contains practical steps combined with timeless wisdom your family can use to pay down debt, build strong businesses, and prosper in all aspects of its financial life. FBC: Family Business Circle is all meat, no fluff! DDM Just finished reading a very interesting book. Family Business Circle will get your creative juices flowing. JJ Family Business Circle: "A great read with concepts that are needed now! It will benefit all families." GB
Watch FBC Presentation Video
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For more information, click on the FAQ page here. To order book, click here. To make a contribution, click here. To setup a high cash value whole life plan, after reading the FAQ page, click here.
***Currently, this firm does not offer insurance policies directly to churches. However, they may provide referrals to reputable firms or agents who specialize in designing high cash value whole life policies tailored to your needs.
The Multipurpose Generational Wealth Creator
Here are some key points why every family, business, church, and member organization should support and work with FBC.
• Your Own Family Bank: Borrow against your policy at any time—no credit checks or approvals—and keep your cash value compounding in the background.• Emergency Fund on Demand: Tap into your cash value for unexpected expenses—medical bills, home repairs, tuition—without dipping into savings or selling investments.• Business & Investment Capital: Finance cars, real estate down-payments, business startups, or debt pay-offs at a fixed, low loan rate while your policy value continues to grow.• Tax-Advantaged Liquidity: Policy loans and withdrawals (up to your cost basis) are generally tax-free, giving you cash when you need it without a tax hit.• Guaranteed, Stable Growth: Earn a minimum interest rate plus annual dividends—insulated from market volatility—and watch your cash value compound year after year.• Retirement Supplement: Use policy loans instead of selling down market investments; borrow when markets dip and repay when they recover—protecting your nest egg.• Generational Wealth Creator: Lock in an income-tax-free death benefit that passes to your heirs, funding estates, covering taxes, or kick-starting the next generation’s goals.• Flexible Premium Design: Structure your policy with Paid-Up Additions to accelerate cash-value build-up or add term riders for extra death benefit—fully customizable to your needs.• Creditor & Estate Protection: In many states, your policy’s cash value and death benefit are shielded from creditors, lawsuits, and probate delays.Only Catch: You typically break even in about 4–6 years—this is how insurers fund your guarantees and dividends. But you can still borrow and leverage your cash value within 7-10 business days, after setting up the account, making every dollar work for you through liquidity, growth, and legacy benefits.Invest in more than “just insurance”—build a versatile, tax-efficient financial engine that funds your life today and secures your family’s tomorrow.***Make sure you’re working with a qualified agent who knows how to design a high cash value policy, that will give up 90% of their commissions to benefit you! Click here for more information or to speak with an agent.
• Turn Bills Into WealthRedirect everyday spending (cell plans, utilities, insurance) into your own family-owned ventures and keep money circulating in your community.• Your Private “Family Bank”Use high cash-value whole life insurance as a personal bank—borrow tax-free for debt reduction, business ventures, real estate, or emergencies.• Multiple Income StreamsEarn commissions on services you already use, create new revenue from family businesses, and explore bulk-purchase programs for churches and member groups.• Tax-Efficient GrowthEnjoy tax-deferred cash-value growth, tax-free policy loans, and income-tax-free death benefits for heirs.• Accelerated Wealth BuildingLeverage policy loans at low interest (6-7%) to invest at higher returns (8–12%+), then recycle profits back into your policy.• Legacy & ProtectionSecure a guaranteed death benefit to pass wealth generationally, plus key-person protection and executive compensation solutions for businesses.• Community EmpowermentStrengthen families, churches, and organizations with financial education, using the Spending-to-Wealth Calculator, and step-by-step guidance from FBC.• Flexible Access & ControlBorrow against your policy anytime—no credit checks, no market risk, and your cash value continues compounding even when loans are outstanding.• Startup OpportunityJoin early: FBC is a growing startup with vast potential. While success isn’t guaranteed, the unparalleled benefits of multiple income streams, tax advantages, and community impact make it a compelling opportunity.• AI is taking jobs now and will continue to. Don’t wait for it to take yours. Start by getting prepared now with FBC! See how your cash value can save or even earn you money, use the FBC Spending to Wealth Calculator. Click here. For more information, click on the FAQ page here. To order book, click here. To make a contribution, click here. To setup a high cash value whole life plan, after reading the FAQ page, click here.***Currently, this firm does not offer insurance policies directly to churches. However, they may provide referrals to reputable firms or agents who specialize in designing high cash value whole life policies tailored to your needs. *** FBC is a startup and outcomes are not guaranteed. Please read the disclaimer before making a contribution.
• Turn Bills Into WealthRedirect everyday spending (cell plans, utilities, insurance) into your own family-owned ventures and keep money circulating in your community.• Your Private “Family Bank”Use high cash-value whole life insurance as a personal bank—borrow tax-free for debt reduction, business ventures, real estate, or emergencies.• Multiple Income StreamsEarn commissions on services you already use, create new revenue from family businesses, and explore bulk-purchase programs for churches and member groups.• Tax-Efficient GrowthEnjoy tax-deferred cash-value growth, tax-free policy loans, and income-tax-free death benefits for heirs.• Accelerated Wealth BuildingLeverage policy loans at low interest (6-7%) to invest at higher returns (8–12%+), then recycle profits back into your policy.• Legacy & ProtectionSecure a guaranteed death benefit to pass wealth generationally, plus key-person protection and executive compensation solutions for businesses.• Community EmpowermentStrengthen families, churches, and organizations with financial education, using the Spending-to-Wealth Calculator, and step-by-step guidance from FBC.• Flexible Access & ControlBorrow against your policy anytime—no credit checks, no market risk, and your cash value continues compounding even when loans are outstanding.• Startup OpportunityJoin early: FBC is a growing startup with vast potential. While success isn’t guaranteed, the unparalleled benefits of multiple income streams, tax advantages, and community impact make it a compelling opportunity.• AI is taking jobs now and will continue to. Don’t wait for it to take yours. Start by getting prepared now with FBC! See how your cash value can save or even earn you money, use the FBC Spending to Wealth Calculator. Click here. For more information, click on the FAQ page here. To order book, click here. To make a contribution, click here. To setup a high cash value whole life plan, after reading the FAQ page, click here.***Currently, this firm does not offer insurance policies directly to churches. However, they may provide referrals to reputable firms or agents who specialize in designing high cash value whole life policies tailored to your needs. *** FBC is a startup and outcomes are not guaranteed. Please read the disclaimer before making a contribution.
***To learn more about the company, click on The FBC Plan page***